Privacy Disclosure and Consent
Effective Date: 04/01/2024
By proceeding with your mortgage application, you acknowledge and consent to the following:
1. Collection of Personal Information
We will collect and use personal information, including but not limited to:
Your name, contact details, Social Security number, date of birth, and identification documents.
Financial details, such as income, credit history, and banking information.
Employment history and other data necessary to process your application.
2. Purpose of Information Use
Your information will be used to:
Evaluate and process your mortgage application.
Verify your identity and financial qualifications.
Communicate with you throughout the application process.
Comply with applicable legal and regulatory requirements.
3. Information Sharing
We do not sell your information. However, we may share it with:
Lenders, credit bureaus, and financial institutions involved in your application.
Service providers assisting in processing or regulatory compliance.
Legal or regulatory authorities, as required by law.
4. Data Security
We employ industry-standard measures to protect your information. Despite these efforts, no system is entirely secure.
5. Your Rights
You have the right to:
Access and request corrections to your personal information.
Withdraw consent for non-essential uses of your information.
6. Acknowledgment and Consent
By electronically acknowledging this disclosure, you confirm:
You understand and agree to the collection, use, and sharing of your information as described above.
You are providing your consent to proceed with the application process.
7. Contact Information
For questions or concerns regarding this disclosure, please contact us:
Fred Kelley Mortgage NMLS # 2589118
5900 Balcones Drive Suite 100 Austin, TX 78731
512-721-4671
fredkelleymortgage@hotmail.com
Acknowledgment
By submitting your application, you acknowledge that you have read, understand, and consent to the terms outlined in this Privacy Disclosure.